On the face of it, buying a home is considered to be a complicated and worrying process, but it does not need to be.
We can guide you through the process and can offer expert mortgage advice specific to your circumstances.
Buying a home takes a number of weeks, as there are a number of different factors that need to be taken into account.
Our advisers will discuss your personal circumstances with you, such as your income, outgoings, future plans and savings.
Key Events When Buying Your First Home
• Find out how much you can borrow
• Find a home that matches your affordability
• View that property
• Make an offer
• Carry out a survey on the property
• Choose a solicitor to handle legal side
• Exchange contracts
• Mortgage completion
• Move into your new home!
A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME OR PROPERTY. YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
THERE MAY BE A FEE FOR MORTGAGE ADVICE. THE ACTUAL AMOUNT YOU PAY WILL DEPEND UPON YOUR CIRCUMSTANCES.
A FEE OF UP TO 1.5% OF THE MORTGAGE AMOUNT MAY BE CHARGED DEPENDING ON INDIVIDUAL CIRCUMSTANCES. A TYPICAL FEE IS £595.
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